
Are You Properly Protected?
When it comes to income protection, hospital and fracture benefits, life insurance, critical illness and total permanent disability... Make sure you're Properly Protected.
Properly Protected are different!
Now look, we get it, you like to ride bikes on a track, and we do too, but them pesky insurance companies on the other hand... They think you are all risky lunatics! (actually, we’ve seen some of you ride!!)
The guys at Properly Protected Insurance understand the complicated nature of riding bikes on track. They know that having track experience makes you a better rider. They get that you have skills that people who simply ride on the road do not have... Because they are track enthusiasts as well.
They also know which UK insurers like 'bikers' and which don't, so they can offer all you 'trackday addicts' tailored, fee-free, no obligation insurance advice.
Now look, we know you never want to think of this stuff as it gives you the willies, but when it comes to Income Protection, hospital and fracture benefits, to life insurance, critical illness and total permanent disability, Properly Protected will look after you as a fellow biker, whether racing, track day riding or simply road riding.
The team at Properly Protected have raced themselves. They know that even though you have sweet skills on track, there can be some added risk. They focus on getting you the insurance you need, so you can focus on every turn of the track.
Scroll down for a summary of protection insurance products




With 30+ years of experience, Simon Farquhar and the Properly Protected team are the go-to people for anyone who wants their sports, personal and business protection insurance to be on the podium 'top spot', not a DNF in the pits.
Life Insurance
Insurance if you pass away
- Life insurance that pays a lump sum to pay off a mortgage or other liabilities.
- Family income benefit to take care of your loved ones. This is a monthly income to cover living expenses, bills, holidays, etc.
- Funeral expenses, borrowings or funds just to cope with the immediate financial impact of them losing you.
Tax efficient premiums for Ltd Company directors too.
Don’t forget, Life insurance is not for you, it’s for those you leave behind.
Critical Illness & Total Permanent Disability
Insurance if you or a loved one are diagnosed with a critical illness
- Critical illness cover pays a lump sum to help with the impact of being diagnosed with a critical illness, such as cancer. It helps towards making any changes around the home or household to adjust your living arrangements so you can enjoy as fulfilled life as possible. (eg Broken back- wheelchair etc )
- Cover for your children too
Income Protection
Insurance if you can’t work
- A tax-free income if you can’t work due to sickness or injury
- Fracture, Ligament and tendon benefit options
- Daily Hospitalisation benefits options
- From just 7 days of being off available
- Covers injuries at work, home and during sport activities
- High-risk sports and occupations can be covered
Life Insurance
Insurance if you pass away
- Life insurance that pays a lump sum to pay off a mortgage or other liabilities.
- Family income benefit to take care of your loved ones. This is a monthly income to cover living expenses, bills, holidays, etc.
- Funeral expenses, borrowings or funds just to cope with the immediate financial impact of them losing you.
Tax efficient premiums for Ltd Company directors too.
Don’t forget, Life insurance is not for you, it’s for those you leave behind.
Critical Illness & Total Permanent Disability
Insurance if you or a loved one are diagnosed with a critical illness
- Critical illness cover pays a lump sum to help with the impact of being diagnosed with a critical illness, such as cancer. It helps towards making any changes around the home or household to adjust your living arrangements so you can enjoy as fulfilled life as possible. (eg Broken back- wheelchair etc )
- Cover for your children too
Income Protection
Insurance if you can’t work
- A tax-free income if you can’t work due to sickness or injury
- Fracture, Ligament and tendon benefit options
- Daily Hospitalisation benefits options
- From just 7 days of being off available
- Covers injuries at work, home and during sport activities
- High-risk sports and occupations can be covered